Well, the saga continues.

I've done what the tech has recommended and still am unable to open more than 2 windows, on IE, without getting an error message that closes IE after sending it, or, I get that FGIeMemo window. In addition, I can't access games on MSN Zone.com, probably due to removing cookies, or, an ActiveX problem. I've asked the tech to help me with this as well.
I've also asked him, again, whether he knows what that FGIeMemo is. I've been told by an MDG tech that it may be from Kazaa (spelling?).
Oh, I forgot to tell you, I contacted the manufacturer of my PC. To reinstall Windows, do the SP2 download for me and make sure everything is working properly, $90.00. It was $150.00, but due to the large amount of customers that have required that it be done, they lowered the cost. I can also get McAfee to replace Norton (that was buggered up by the last Microsoft Security Update). They don't use Norton anymore because of it's instability. That will be about $60.00. For an additional $50.00, they will backup my needed files and reload them. For free, they will load Kazaa Light, which should get rid of the FGIe thing. Turn around time, 2 to 3 days.
Mr. Gates, where ever you are, may your Ferrari be plagued with 4 flats whenever you enter it. I still don't understand how Microsoft can't be financially responsible for the problems it causes to it's own systems. If GM puts a new part in my car and it causes problems, they recall it at no expense to me. Hopefully car manufacturers will never get on to the loophole that Microsoft lawyers have found.
If any bright person out there hears of a class action suit to reverse the Microsoft liability issue, let me know, I'll sign up. Will keep you posted friends.
I almost forgot, that pesky lop toolbar can be removed if I right click and then click something called Free Nation. Driving blind, but at least now I know how to get rid of it.